What should I do if I am out of town and my credit or debit card is declined and I know that the funds are available?

Please contact us to report the issue. For security purposes, you will need to provide specific data so we can validate your identity.

If you're already traveling out of state or internationally, connect with us via phone at 918-749-8828 or 800-234-8828 or through your digital banking message center. 

By adding a travel note to your account, we can reduce the chance of your card being deactivated due to a fraud alert.