I have a negative balance in my checking account. What should I do?

Please call (918) 749-8828 or toll-free at (800) 234-8828 to speak to a Member Relations Specialist about your account—they can explain which fees may be charged.

Please note: The negative balance must be paid within 30 days, otherwise access to Courtesy Pay will be revoked.

Courtesy Pay is TTCU's overdraft protection program for members in good standing, 18 years old or older. Courtesy Pay pays your overdrafts up to $500 and a $24 fee is imposed. With Fresh Start accounts, overdrafts are protected up to $200. With new checking accounts, Courtesy Pay is available after a 60-day waiting period. Please contact us with questions.