You will have 5 years (60 months) to use your home equity line of credit. This is called the “draw period.” 


Need additional assistance?
Connect digitally through online or mobile banking.
Contact us by phone.
Visit any branch location.‌


Equal Housing Lender. With Approved Credit. Some restrictions apply. Property and flood insurance may be required. Message and data fees may apply from your wireless carrier. $5 minimum deposit to open membership. * APR = Annual Percentage Rate. Maximum APR is 18%. The minimum monthly payment is interest only or $30, whichever is greater, for the first 5 years. After the 1st month or 36th month depending on the product you choose, your rate is based on an index plus a margin and varies monthly. The margin may vary based on credit score and loan to value. As of 04/17/2025 the fully indexed rate is as low as 7.50%. The index is the Highest Prime Rate published in the Wall Street Journal as of the 25th day of each month. Underwriting, closing and title fees estimating around $465 may apply.