A mortgage note (also known as a real estate lien note) is a promissory note associated with a specified mortgage loan. It is a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfil the promise.

While the mortgage itself pledges the title to real property as security for a loan, the mortgage note states the amount of debt and the rate of interest and makes the borrower personally responsible for repayment. If the borrower fails to pay the obligation required in the note, the lender may call the note due/payable and then foreclose on the property.

In certain jurisdictions, borrowers may require the foreclosing party to produce the note as evidence that they are the true owners of the debt.

TTCU offers a variety of real estate loan options:


Most home loan options are available in Oklahoma (OK), Arkansas (AR), Kansas (KS) and Missouri (MO). If you're interested in a home loan outside of Oklahoma, check with a mortgage loan specialist for details.

Apply for a TTCU home loan online or by calling (918) 749-8828 or (800) 234-8828.