We offer several types of IRAs.

An IRA is a special tax-sheltered account that allows you to save on taxes while you save for retirement or other needs. TTCU offers four types of IRAs:

  • Traditional IRA
  • Roth IRA
  • Traditional IRA Certificates
  • Roth IRA Certificates

TTCU stays up to date with the most recent laws regarding IRA deposits and withdrawals. We also handle the rollover or transfer of an IRA to TTCU to ensure that the proper requirements are met. We do all of the necessary reporting and paperwork required by the IRS.

You can open an IRA with TTCU for as little as $25. There are no required deposits, no setup fees and no maintenance fees on our regular IRAs. Dividends on IRA deposits are earned on the average daily balance of the funds from the date of deposit until the date of withdrawal and are paid and compounded quarterly. Dividend rates are available on our website.

For more information on IRAs, speak with a Credit Union Advisor at any branch location.